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Q.
Who is The College Market and how can it help me pay for college?
A. The College Market (TCM) is a comprehensive financial and educational planning firm, specializing on the college-bound student. Recognizing that college financing was inadequately addressed by high schools, guidance personnel, college financial officials, and local and state scholarship agencies, Founder, Alfred Guy Cali created proprietary planning software and corresponding C.A.L.I. Fund Plans®. For more than 20 years, The College Market has utilized these financial tools to help families maximize their financial resources by comfortably restructuring their assets. Q. How does The College Market help me lower the cost of attending college? A. The College Market's financial services arm provides comprehensive assistance in maximizing a family's financial resources for college and beyond. Our experts will analyze and restructure your assets, modify your expected family contribution (an amount determined by Federal and Institutional Methodologies, based on the United States Department of Education guidelines), and enable you to comfortably finance your children's education. The College Market also utilizes proper tax planning to generate increased monthly cash flow through debt consolidation, as well as a unique College Assistance Leveraged Investment feature that preserves capital and build wealth. Q. How does The College Market differ from other college lending and financial aid sources? A. At The College Market, we show you why you're eligible for financial aid and how to enhance your eligibility for financial assistance. Even if you're not eligible for need based financial aid, we'll show you how to utilize your own financial resources coupled with tax planning strategies and Unsubsidized Stafford Loans, Parent Loans and Alternative Loans which can be fully paid off with our unique C.A.L.I. Fund Plan II®, a college assistance leveraged investment plan. Q. How long has The College Market been providing college financial advisory services? A. The College Market was incorporated in December of 1999. Founder, Alfred G. Cali has been in the college financial aid/funding field for more than 20 years. To date, the College Market has helped more than 10,000 families nationwide meet their college-funding needs. Q. Does The College Market charge a fee for its services? A. We charge a nominal fee for the services we provide. Initially, you can determine you're your Expected Family Contribution according to the Department of Education's Formulas just by using our C.A.L.I. ADVISOR® program at no cost. That's a savings of $100.00. C.A.L.I. ADVISOR® also compares public and private colleges and universities to see which kind of financial assistance you're eligible to receive. For more comprehensive college financial aid/funding counseling services, the fees range from $695 to $995 - depending upon income and assets. That includes expert advice from a TCM professional and financial aid disclosure forms processing. Q. How long would it take for The College Market to put together a college financing plan for me? A. The amount of time needed depends upon the year your child is in school. Typically, if a family has a high school junior and the child is the first of the siblings to be entering college, the family should complete the online C.A.L.I. ADVISOR® program to determine that family's Expected Family Contribution. This information is vital in helping you determine what you may be able to receive in the form of financial aid. This analysis is processed immediately online, and a comparison to other colleges and universities is also provided. This data is stored in our mainframe and will be integrated into our more advanced proprietary college financial aid/funding online software programs should you wish to move forward and meet with a TCM professional. |
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